개요
High Risk Central is payment infrastructure for merchants in elevated-risk industries. The company advises on opening a merchant account and getting through underwriting, and it also provides payment gateway infrastructure.
How it helps
- Advice on choosing a merchant account that fits the business profile.
- Support through underwriting, the review an acquiring bank runs before it allows card acceptance.
- Gateway infrastructure that carries online payments once the account is approved.
For a risky project, underwriting is usually the slowest step: the bank looks at the sales model, refund and chargeback levels and processing history. Help at this stage cuts the number of declines caused by an incomplete document pack.
Who it is for
The company focuses on merchants that mainstream acquirers consider too risky. Approval of a specific business is not guaranteed and depends on the review.
What to prepare
Countries, payment methods and pricing are not listed. They are discussed case by case, so a request should include a product description, expected volume and statements from any previous processor.
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