개요
Flow Payments is a merchant services provider focused on the high-risk segment. The company opens merchant accounts for higher-risk businesses and helps connect a payment gateway to an online store.
Services
- merchant accounts for industries that banks often turn down for acquiring;
- gateway integration with e-commerce platforms;
- connection to stores built on Shopify.
Who it suits
High-risk covers categories with higher chargeback rates or stricter regulation, such as subscriptions, nutraceuticals or online entertainment. These businesses find it harder to get a standard account and look for intermediaries that handle this profile. The company states it serves such industries, but approval of any specific business follows a review.
Terms
Pricing, reserves, settlement times and country coverage are not published. Discuss them early: in high-risk they depend heavily on the vertical, chargeback history and volume. Bring statements from your previous processor and a product description to the first call; it speeds up the review and leads to a realistic offer.
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