개요
EncompassPay is a merchant services provider specialising in high-risk processing for the gaming industry and sweepstakes, and it also offers surcharging solutions.
Industries
- Online games: platforms where users top up balances or buy in-game items.
- Sweepstakes: promotional and game formats with prizes, popular in the US. Banks often treat them as higher risk because they sit close to gambling.
Surcharging
Surcharging lets a business pass part of the card processing cost on to the buyer by adding a small fee for paying by card. For merchants with high processing rates it is a way to protect margins. Surcharges must follow card scheme rules and local law, so such solutions usually come with setup and guidance.
What to consider
The company lists high-risk verticals itself, but onboarding a specific project depends on review of the monetisation model, jurisdictions and chargeback ratio. Pricing, geography and onboarding times are not public, so they are discussed after an initial project assessment.
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