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AmPay: bank virtual accounts in Indonesia

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제공 사항

  • Pay-in 3.5–7%, payout 1.7–3%, settlement 1.5%
  • Bank VA: BCA, BNI, CIMB, Permata, Mandiri, BRI, BSI
  • t+1 settlement
  • Payments from 10 to 50 million
  • XE exchange rate

AmPay provides acceptance via virtual accounts in Indonesia (Bank VA) across seven major banks. The terms were published in July 2025.

Banks BCA, BNI, CIMB, Permata, Mandiri, BRI and BSI. A virtual account is a unique account number issued per payment or customer: the buyer transfers money to it from their own bank and the system automatically matches the payment to the order.

Pricing - pay-in: 7–3.5%; - payout: 3–1.7%; - settlement: 1.5%, at the XE rate.

Settlement and limits - t+1 cycle, funds reach the merchant the next day; - minimum: 10; - maximum: 50 million.

Why it helps Virtual accounts are one of the most familiar ways to pay online in Indonesia, used by customers without cards, and seven banks cover a large share of the population. The wide limit range fits both small purchases and large transfers. Before starting, confirm the currency of the limits and the refund procedure.

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