개요
ACI Worldwide is a payment orchestration and processing software company. It states that it was founded in 1975 and is headquartered in Omaha, Nebraska, with a presence in Miami; it is listed on NASDAQ as ACIW. Its platform serves large banks, retailers and payment networks, and the company says it works in 94 countries.
Products
- ACI Enterprise Payments Platform;
- real-time routing;
- fraud management;
- omni-channel commerce;
- ISO 20022 support;
- online payments, bill payment collection, merchant acquiring and cross-border payments.
The fraud module screens transactions and blocks suspicious ones before funds move, which reduces chargebacks and losses. Cross-border payments let a business collect from customers abroad and move funds between jurisdictions without a separate bank in each market.
Customers and coverage
Target segments are tier-1 banks, global retailers, airlines, billers and payment service providers. Government bodies and healthcare organisations mostly need bill collection, while retailers rely on acquiring and online payments with fraud protection. Declared coverage includes the United States, the EU, the United Kingdom, Latin America, Asia-Pacific and the Middle East and Africa.
Licensing and onboarding
The commercial model is an enterprise licence, delivered in the cloud or on premises. Pricing and implementation timelines are not public: solutions of this scale are sold through the sales team for a specific project and volume.
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