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SaaS seeks a provider for prepaid balances and virtual cards

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은행 카드UPI

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요구 사항

  • Holding funds and controlling the client balance
  • Virtual card issuing
  • UPI, cards, USD balance
  • FX, refunds, multi-currency collection

A SaaS project is looking for a provider of prepaid balances and virtual cards. Customers top up a balance, and the provider must hold those funds and control how they move. The request was posted in October 2026.

Methods and products

  • UPI, India's main instant payment rail;
  • bank cards for top-ups;
  • a customer balance in USD;
  • virtual card issuing.

Requirements

  • the provider holds customer funds and controls the client balance;
  • currency conversion (FX);
  • refunds;
  • multi-currency collection.

This model requires a partner that is allowed to hold other people's money, meaning an e-money issuer or a bank partner with that status.

Ticket and market

The author gives a 10 USD top-up as an example, but it is an illustration rather than a confirmed average ticket. The market is India.

Status

A public forum post; the author and the company are not named, and the post itself could not be opened directly. Confirm the request is still live before sending an offer.

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