Banco Topazio

Banco Topazio is a licensed Brazilian bank that gives companies financial infrastructure and banking solutions for building digital products. Its services include Bank as a Service, payments, business solutions and Pix. The registered office is at Rua 18 de Novembro 273 in Porto Alegre.

Banking infrastructure Programme terms and the onboarding of fintech partners are assessed separately from ordinary account opening. A PJ account is opened in connection with the target product, such as FX, financial infrastructure or a matching credit line. The bank does not offer to open an account only for ordinary transfers or a card.

Foreign exchange On the FX side the bank lists deliverable FX, currency forwards, eFX and foreign-currency accounts for companies and financial platforms. The currency infrastructure is part of modular financial products. The material notes that the allocation of entities and partners needs contract-level review, so clients should confirm the contracting entity.

Who it suits Fintechs and platforms that want to add accounts, payments or FX to their own product can look at this bank as a partner, as can companies with import or export flows. Fees, spreads and minimum volumes are not published and should be requested directly.