FinchPay

FinchPay lets customers buy and sell cryptocurrencies for fiat money with online identity verification. It is described as a retail on/off-ramp with B2B integration, and it operates in the directions fiat to crypto and crypto to fiat. The company claims coverage of more than 100 countries.

Entities and registration From 1 July 2026, virtual asset services are provided by ZENVIA TECH LIMITED in Canada, company number BC1574036, with an address in Chilliwack, British Columbia. Card processing is stated separately under ARCTIC SOFTWARE OÜ in Tallinn, Estonia. FP TECHNOLOGIES SP. Z O.O. is named as the historical operator before that date and is not the current provider. FinchPay claims FINTRAC registration, and notes that the registration is neither a licence nor an endorsement.

Pricing and timing The checkout amount includes the service and third-party processing costs, and the quote can change during the purchase. The typical time is 5 to 30 minutes after payment confirmation and successful identity verification, which is not a guarantee.

Compliance and integration The client relationship follows account registration and KYC, subject to AML and CTF controls. API documentation is published for integrators.