Cracking the Code: Applying the Right SEC Code for Every Use Case

Cracking the Code is a one-hour ACH SEC codes webinar from UMACHA, the Upper Midwest ACH Association, on choosing the correct ACH Standard Entry Class (SEC) code. It runs on 2 December 2026 from 10:00 to 11:00 am Central time.

The session breaks down the most used SEC codes and when each applies, using practical cases: consumer-to-consumer transfers, loan payments and CD interest disbursements on the internal side, plus corporate accounts payable and other business-originated payments. Attendees learn to match a code to a transaction scenario, understand the compliance consequences of a wrong code and tighten ACH operations and risk practices.

Who should attend

ACH origination and operations staff at banks and credit unions, compliance officers and anyone new to origination who needs a clear reference for SEC code selection.

Tickets and access

$225 for members, $450 for non-members, or 8 Education Club tokens. The session carries 1.2 AAP/AFPP/APRP continuing education credits, and registrants receive the full recording.