Moov

Moov is a US software provider of payment infrastructure for receiving and sending money and embedding payments inside applications. Founded in 2020 and based in Denver, Colorado, it is a technology platform, so its products should not be treated as bank deposits, and not every BIN used by its customers belongs to it.

Services The company lists embedded payments, money movement and payment APIs. Moov describes a cloud-native processing platform for account-to-account, P2P and card transfers that combines accepting, holding and paying out funds. Rails named are ACH, FedNow and RTP. Products include direct acquiring and a drop-in user-interface kit.

Open source Moov is known for open-source Go libraries that parse banking formats such as ACH, ISO 8583 and Wire, which is attractive to engineering teams that want transparency in the payment stack.

Customers and pricing Target verticals are SaaS platforms, marketplaces, fintechs, PSPs and banks or financial institutions. The company uses a usage-based API tariff, and published segments are not an eligibility guarantee. Developer documentation is available at docs.moov.io.

Who it suits It suits US software platforms that want to add payment flows through APIs rather than building bank integrations themselves. Exact rates and onboarding conditions should be confirmed with the company.