LHV Bank

LHV Bank is a UK bank that provides payment infrastructure to financial intermediaries, fintechs and crypto platforms. The wider LHV group operates between London and Tallinn and was founded in 1999; the entity here is the UK bank company, Limited.

Accounts and payments The bank offers operational and safeguarding accounts and real-time EUR and GBP payment processing through SEPA and SEPA Instant, with Faster Payments on the sterling side. Virtual IBANs are also part of the range. LHV Connect is a host-to-host and REST API gateway that gives clients programmatic access to these services; the company states that it serves more than 200 European and UK fintechs, including remittance and payment firms.

Crypto-related business LHV Bank cites a long banking relationship with Coinbase as the basis for its crypto work. For crypto platforms it publishes extra requirements: an AML and compliance framework review, management and shareholder assessment, coin-listing criteria and transaction-monitoring controls. Unregulated crypto exchanges, anonymous cryptocurrencies, crypto ATMs, unregulated ICOs and mixers are excluded, and sanctions and geographic restrictions also apply.

Pricing Pricing is a corporate tariff for fintech institutions and is agreed individually, so request terms before applying.