Griffin

Griffin provides regulated banking infrastructure for embedded accounts, savings and payments. The legal entity is Griffin Bank Ltd, an England and Wales company, and the company states it holds a full UK banking licence, built specifically for B2B API use. It was founded in 2017 in London.

Products The listed services are embedded bank accounts, savings, safeguarding accounts and payments. Key products include Embedded Accounts and Safeguarding, a Faster Payments and Bacs API, Verify (an integrated KYC and AML engine) and a Ledger. Account types include dedicated and pooled safeguarding accounts, and the rail is UK Faster Payments.

Onboarding Verify collects company details and checks directors and PSCs, followed by ID&V and a decision. The company publishes a target of opening within 8 weeks, which is a partner onboarding goal if checks go smoothly and not a guaranteed SLA.

Who it suits Target clients are PSPs, fintechs, WealthTech, payroll and proptech companies in the United Kingdom, on an enterprise BaaS subscription. A developer guide and an MCP server are linked.