Ekata

Ekata is a global API for verifying digital data and scoring transaction risk across name, email, phone, address and IP, built on the Ekata Identity Engine. The company is based in Seattle, Washington, and was founded in 2019.

Products The set includes a Transaction Risk API, an Account Opening API, Merchant Onboarding Risk and an Identity Network and Graph. The company states that it is owned by Mastercard and instantly assesses how well a name, phone number, email and physical address fit together.

Clients and coverage Target customers are e-commerce, PSPs, marketplaces, lenders and fintechs. Coverage is stated as 230+ countries.

Pricing Ekata is sold as an API subscription priced by the number of checks. Rates are not published and depend on volume and the endpoints used.

Who it suits Merchants and platforms that want a lightweight risk signal at checkout or account opening, based on how consistent the submitted details are, and payment providers that need a check during merchant onboarding. The API fits well alongside device or behavioral tools rather than replacing them.