CMSPI

CMSPI is an analytics and consulting platform for payment optimization, chargeback audit and reduction of card scheme fees. The company has offices in Manchester, United Kingdom and Atlanta, United States, and was founded in 1991.

Services Core offerings are Chargeback & Fraud Optimization, Scheme Fee & Interchange Audit, and Routing Analytics for mega-merchants. The audit work checks what a merchant is actually charged by the schemes and acquirers, while the routing analytics look at how transactions are directed.

Clients and verticals Target clients are global retailers, airlines, grocery chains and hospitality groups. According to the company, it advises some of the world's largest retailers on disputes with card networks and acquirers.

Markets Stated geography covers the United Kingdom, Europe, the United States and APAC.

Commercial model CMSPI is positioned as enterprise consulting combined with an analytics platform. Fee structure and engagement scope are not listed, so they should be clarified with the company for each project.

Who it suits Large merchants with significant card volume across several acquirers, where even small differences in scheme fees, interchange or dispute outcomes translate into material savings.