परिचय
Redsys is a company that provides card processing and payment gateway infrastructure for merchants. It handles the technical side: how a card payment travels from the buyer to the bank and how the result comes back.
Processing and gateway
- the gateway captures card details on a website or terminal and passes them on;
- processing handles the transaction: authorises it, clears it and records it for settlement.
When both functions sit with one provider, the merchant has fewer links in the chain and therefore fewer points where a payment can get lost or delayed.
How merchants work with it
Infrastructure companies of this kind often work through acquiring banks: the store signs with a bank, and the processing platform does the technical handling. When choosing a solution, it helps to ask which acquirer your connection will go through.
Who it is for
Online stores and physical retail that need reliable card acceptance, as well as banks and payment companies building their services on existing infrastructure.
Terms
Countries, pricing and onboarding steps are not disclosed.
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