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Phi Commerce

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परिचय

Phi Commerce is a payment aggregator and gateway in India. It accepts the payment methods Indian shoppers use most and suits online businesses selling within the country.

Payment methods

  • Cards, debit and credit;
  • UPI, the instant transfer system that carries most digital payments in India;
  • E-wallets;
  • Net banking, paying straight from the buyer's online bank.

Aggregator and gateway

An aggregator onboards the merchant under its own bank agreements, so the shop does not need its own merchant account. The gateway handles the technical routing of each payment. Together they make for a quick start: one integration opens access to all of these methods.

The operator is Phi Commerce Private Limited.

Before you connect

Pricing, settlement times and integration options are not published. Compare UPI and card rates, which differ noticeably in India and drive the overall cost of acceptance.

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