परिचय
Lava is a payment service for online merchants that lets them accept payments on a website, in a mobile app and on social media. Beyond acceptance, it offers QR invoices, its own wallet and payouts.
Methods and pricing
- Lava wallet: 0.5%.
- SBP (Russia's Faster Payments System): from 1%.
- Bank cards: from 3%.
The rate gap is significant: if buyers are willing to pay via SBP or the wallet, the merchant's effective fee drops several times compared with cards.
Sales channels
- Website and mobile app.
- Social media, for sellers without their own store.
- QR invoices: the buyer scans the code and pays with a convenient method.
Payouts
In addition to acceptance, the service supports payouts, which suits platforms that settle with authors, contractors or partners.
Who it suits
Online schools, digital product creators, subscription services and small online stores that need a quick launch of payments with SBP.
What to clarify
Merchant requirements, settlement timing and limits are not described publicly, so discuss them when you register.
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