परिचय
JioPay is a payment aggregator and gateway for businesses in India. It lets merchants accept UPI and bank cards, the two most widely used cashless methods in the Indian market.
Payment methods
- UPI: the national instant payment system where the customer approves the payment in a banking app or via QR code and the money moves in seconds.
- Bank cards.
For Indian shoppers UPI is often the default way to pay, so an online shop without it loses noticeable conversion.
What an aggregator does
A payment aggregator onboards the merchant under its own agreements with banks: the seller does not have to sign with each acquirer separately, and proceeds arrive in a single settlement.
Legal entity
The service is operated by Jio Payment Solutions Limited.
Onboarding
JioPay shares pricing, settlement times and document requirements when reviewing an application. You will need an Indian business registration and a bank account to receive funds.
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