Mobile Money in Cameroon: Orange, MTN and Moov, 4.2% pay-in

A provider is opening Cameroon Mobile Money acceptance, meaning payments from mobile operator wallets. The channel suits iGaming, Forex, PSPs and other verticals, with one important condition: the merchant needs a local licence. The Cameroon terms were posted in mid-May 2026.

Methods Wallets of three operators are supported: Orange, MTN and Moov. The player confirms the payment in their wallet menu, and no card is required.

Fees and limits - pay-in: 4.2%; - pay-out: 3.5%; - transaction size: from XAF 100 to XAF 500,000 (CFA franc).

Settlement The merchant receives funds in USDT on the day after the transaction (T+1), converted at the Xe.com rate plus 2%.

Requirements The key restriction is a Cameroonian licence. Projects without a local permit will not get this channel, so check your company's documents before applying. For licensed operators it is a way to accept payments in the form local players already rely on, with no bank card in between.

Who it suits The 4.2% pay-in is below the pay-out fee, and the XAF 100 minimum lets you serve players with small deposits. The channel pairs well with other French-speaking Central African markets if the project already operates there.