पेमेंट सॉल्यूशंस
Airwallex

परिचय

Airwallex is a global financial and payments platform for businesses that combines multi-currency accounts, FX, cross-border payments, corporate cards and spend management. The company was founded in 2015 and is headquartered in Singapore and San Francisco.

Accounts, cards and FX

The group offers multi-currency accounts, currency conversion, international transfers and corporate cards. The company says receiving accounts cover 20+ currencies and that multi-currency accounts are available in 60+ countries; the full list is not published. Airwallex (UK) Limited is an electronic money institution authorised by the Financial Conduct Authority (FRN 900876). It is an EMI, not a bank, and the banking platform is provided with licensed partner banks. Which entity serves a client depends on the country.

Acceptance and orchestration

Airwallex accepts online and in-store card payments, offers a drop-in checkout and orchestrates 160+ local payment methods. It states that merchants can be paid in the buyer's currency and settle without forced FX conversion. Pricing is described as Interchange++ or blended.

Platforms and API

Through its API, marketplaces, SaaS companies and fintechs can open accounts, issue cards and embed payments. A public partner programme covers integrators and referral channels. Target verticals include cross-border e-commerce, SaaS, travel and media buying.

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