BaaS partner wanted with FBO accounts, custody and cards
शर्तें
भुगतान के तरीके
विवरण
ज़रूरतें
- FBO accounts and client fund custody
- FDIC coverage via partner banks
- Yield on balances
- Debit cards, Apple Pay, fast payouts
- Compliance support and transparent fees
The author of a fintech product is looking for a BaaS partner for fintech custody and card issuing, someone to hold customer funds and issue cards. The author's company is not named.
Must-haves
- FBO accounts: for-benefit-of accounts where the platform keeps users' money separate from its own;
- custody of client funds with FDIC coverage through partner banks, i.e. US deposit insurance;
- yield on balances, earning on money held in accounts;
- debit cards, including Apple Pay support;
- fast payouts.
Requirements
- proper compliance support: the partner should help with regulatory obligations, not just supply the technology;
- transparent fees and a clear contract.
The second point hints at how to pitch: show your fee structure and key contract terms up front.
Who should respond
BaaS platforms and sponsor banks running FBO structures and card issuing in the US. No date is given for the request, so in your first message ask whether the need still stands and what stage the product launch is at.
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