Mercury FX

Mercury FX is a UK foreign-exchange and payments provider, operated by Mercury Foreign Exchange Limited and founded in 2007, that offers businesses multi-currency accounts and international transfers. The company is registered in England and Wales under number 06445887 and is authorised by the Financial Conduct Authority (FRN 900858).

Services The firm lists multi-currency accounts, currency conversion and international payments for companies and private clients. According to the company, accounts and payments cover more than 40 currencies, although the full list is not published. Payments run over SWIFT, SEPA Instant and UK Faster Payments.

Group structure The UK business is separate from the South African entity Mercury International (Pty) Ltd, which holds FSCA authorisation FSP46875 and carries out foreign-exchange transactions through a local Authorised Dealer Bank. Clients should confirm which entity they contract with, because the regulatory position and protections differ. The e-money role in particular needs separate confirmation.

Office The registered office is at 5 Approach Road, Raynes Park, London SW20 8BA.

Who it suits The offer fits UK-linked businesses with recurring cross-border payments and currency exposure, as well as individuals who need FX services. Spreads, fees and limits are not published and have to be agreed with the provider.