Regent Bank

Regent Bank gives companies bank accounts, lending and cash management. It is a licensed bank, and programme terms and the connection of fintech partners are considered separately from ordinary account opening.

Services

The listed services are business accounts, lending and treasury management. A company can therefore use one bank for its operating account, borrowing and the handling of receipts and payments at a larger scale.

Customers

The published target segments are businesses and enterprises. This describes the audience the bank is aimed at and is not a guarantee that any applicant is accepted.

Deposit insurance

The bank states that it is an FDIC member. FDIC cover applies only to eligible bank deposits, not to every product or investment and not to the risk of a non-bank intermediary.

Before applying

The summary does not state account types, fees, minimum balances or eligibility criteria. A company should ask for the fee schedule, the opening requirements, the terms for treasury management and the conditions of any credit line. A fintech or software partner that wants to build on the bank should ask about the structure of the programme and the compliance responsibilities on each side, which are discussed individually.