Caixa Geral de Depósitos

Caixa Geral de Depósitos is a Portuguese joint-stock bank (S.A.) headquartered at Avenida Dom João II 1, Lisbon. It is supervised by Banco de Portugal and CMVM, and lists company tax number 500960046.

Business account

Its business offer is the Conta Caixa Business, a current account for companies. The package includes SEPA transfers and selected Caixautomática debit cards. Payment terminals are not part of the described package. For digital onboarding the bank points to identification through Chave Móvel Digital, while a full checklist of entity documents is not specified.

Fees and deposit protection

The published fee is EUR 8 per month plus 4% stamp duty, with a 50% reduction for Caixa Top accounts or eligible irrevocable PRR-funds accounts. An opening contribution of EUR 500 is stated. The bank discloses membership of Portugal's Fundo de Garantia de Depósitos, with statutory eligibility and aggregate limits applying.

Who it suits

The account suits companies that want a conventional Portuguese current account with SEPA payments and debit cards from a large domestic bank. Businesses that need card acceptance should check separately, since terminals are outside this package.