Bank OZK

Bank OZK is a US bank with four business checking options: OZK Business, Growth, Interest+ and Non-Profit Checking. Regulators named for the bank are the Arkansas State Bank Department and the FDIC, and its ABA routing number is 082907273.

Features

Accounts include mobile deposits, a Visa debit card issued on the spot, online banking and Zelle for small business. Treasury management services are available for larger needs.

Fees

OZK Business Checking costs USD 10 per month, waived with a USD 500 minimum daily balance, and includes 250 combined items. Growth Business Checking costs USD 20 per month, waived with a USD 10,000 average daily balance. An opening deposit of USD 100 is stated for all four options. Interest+ and Non-Profit terms should be checked with the bank.

Deposit insurance

The institution discloses FDIC membership; statutory limits, ownership categories and eligibility apply.

Who it suits

US small businesses and non-profit organisations that want a low-balance fee waiver and instant card issuance, with a route to treasury services as they grow.