Bank Central Asia

Bank Central Asia is an Indonesian bank that serves businesses with current accounts and card acceptance. Its BCA Giro account is aimed at actively trading companies and supports 13 currencies, according to the bank.

Accounts and settlements

Rupiah settlements run on cheques and bilyet giro, while foreign-currency operations are handled through a Letter of Authorization. The account can also receive merchant proceeds and virtual-account inflows, which lets a business collect customer payments and keep operating balances in one place.

Acquiring services

On the acquiring side the bank lists EDC terminal acceptance and QRIS, the national QR standard. The offer is addressed to business clients rather than individuals.

Who it suits

The mix of multi-currency balances and local card and QR acceptance fits Indonesian merchants that need a bank account and a payment-acceptance channel from the same institution. Fees, card networks and eligible currencies differ by product and legal entity, so request the current tariff before committing.