r/payments

r/payments is a general Reddit forum for payment professionals and merchants. It is broader than a pure high-risk board: general payment-industry questions sit next to processor searches.

A typical thread

The pattern is consistent. A merchant describes the business and asks which processors might accept it; other members then discuss the documentation providers request and name the providers they have dealt with. A thread from 14 October 2026, "looking for a high-risk payment processor", drew replies on exactly that: merchant documentation and who actually onboarded similar businesses.

What to take from it

Because replies come from other members, the board works as informal peer advice and not as official provider information. Its value is breadth: you can scan acceptance questions from many verticals in one place, see which documents slow onboarding, and notice which provider names keep resurfacing. The language is English, the geography global, and threads are public.