Financial Technology Association (FTA)

The Financial Technology Association (FTA) is a Washington, D.C.-based network of fintech companies and digital banks that advocates for US policy expanding competition, access and choice in financial services. Members listed include Stripe, PayPal, Block, Plaid, Amazon Pay, Klarna, Wise, Shopify, SoFi, Chime, Revolut and FIS.

Recent letters and statements On 5 October 2026 the FTA backed FDIC and OCC proposals that modernise the confidential supervisory information framework for bank-fintech partnerships. On 16 September it applauded House passage of the bipartisan GUARD Act aimed at fraud and scams. On 15 September it urged the New York DFS to recognise consumer benefits of buy now pay later with appropriately calibrated rules.

Policy areas Artificial intelligence, bank-fintech partnerships, BNPL, capital markets, earned wage access, financial crimes, fintech regulation, open banking, payments, privacy and small business.

Numbers it quotes The site says eight in ten Americans use fintech to manage their finances, two in three find it more convenient than traditional banks, and the average American uses three to four fintech apps.

The English-language site publishes press releases and comment letters. US payment companies watching federal and state rule-making use it to see the industry's position early.