VoPay

VoPay is an embeddable account-to-account payments and Open Banking platform that covers EFT, Interac e-Transfer, ACH and RTP for businesses and software platforms. Founded in 2016, it is headquartered in Vancouver, Canada.

Products The product list includes iQ11 Open Banking Verification, Interac e-Transfer for Business, EFT and ACH automation and cross-border A2A. Embedding means a lender, property manager or ERP vendor can collect and send money inside its own product rather than sending users away.

Position in Canada The company states that it is the main technology provider for automating Interac and EFT in Canada. Interac e-Transfer is a domestic Canadian rail, so this focus matters for anyone who needs to pay or collect from Canadian bank accounts at scale.

Clients and pricing Target verticals are lending, property management, fintech, iGaming, travel and ERP. Stated markets are Canada and the United States, with global payouts also mentioned. The model is white-label SaaS plus a fee per transaction, so the transaction price and the platform fee should both be requested.