Orchestrate

Orchestrate is an independent payment orchestration platform for optimizing processing costs, with a universal card vault. It was founded in 2021 and is based in Dallas, Texas.

Platform Listed products are Universal Token Vault, Intelligent Routing, Multi-MID Management, Decline Retry and Analytics. The company says it helps US and international merchants distribute traffic between merchant IDs. The universal vault stores card tokens independently of any single processor, which is meant to make it easier to move volume if a provider's terms or approval rates change.

Merchants Target verticals are e-commerce, subscription businesses, direct sales and SaaS. Subscription models in particular depend on retrying declined recurring payments and splitting volume across MIDs to manage risk and fees.

Geography and pricing The stated geography is the United States, Canada, the United Kingdom and the EU. Pricing combines a SaaS subscription with a per-transaction fee. Subscription tiers and fee levels are not published, so merchants should request a quote based on their monthly volume and number of active MIDs.