Neutrino API

Neutrino API is a general-purpose set of microservice APIs used for payment anti-fraud checks. The service is based in New Zealand, with a global focus, and has operated since 2014.

API list Products named by the company are BIN Lookup API, which returns issuer, card brand, card level and country, IP Probe and Blocklist, Phone and Email Validate, and a Bad Word Filter. Each is a separate call, so a team can add only the checks it needs. The BIN data is kept current, and the company describes it as one of the most reliable and fast real-time sources for card BIN verification.

Typical use Stated target verticals are payment gateways, e-commerce, SaaS and fintech. A gateway might use BIN lookup to route a card or flag a country mismatch, and IP and contact validation to filter suspicious sign-ups before a payment is attempted.

Pricing Plans start from $20 per month and extend to enterprise-level unlimited usage. Request quotas per plan, response-time guarantees and data sources are not detailed and should be checked with the vendor.