epay (Euronet Worldwide)

epay (Euronet Worldwide) is a white-label processor of payments, gift cards, digital content and alternative payment methods, operating as a division of Euronet. It was founded in 1999 and is headquartered in Germany (Martinsried) and the United States (Leawood).

Services The company's key products are white-label payment processing, a gift card and voucher engine, an APM hub, POS and online acquiring, and issuing. It serves retail chains, gaming publishers, telecoms, PSPs and brands.

Reach and scale According to the company, the network covers 63 countries across Europe, the United States, APAC and LATAM, and is connected to more than 760,000 points of sale and leading digital ecosystems worldwide. The two countries listed for the business are the United States and Germany.

Commercial model Pricing follows an enterprise contract model with a fee on transactions. Specific rates, volume thresholds and onboarding requirements are agreed individually, so they should be clarified directly with the company before integration planning.

Who it suits The offer fits retailers, game publishers, telecom operators and payment providers that want to launch gift card, voucher or alternative payment products under their own brand without building the processing layer themselves.