Banking Circle

Banking Circle is a licensed technology bank for payment service providers, banks and other institutions, founded in 2015 and operating from Luxembourg, London and Denmark. It states that it processes more than 10% of European B2C e-commerce flows and underpins the settlement infrastructure of over 300 regulated payment companies.

Services

The bank provides correspondent infrastructure and multi-currency accounts, including virtual IBANs in 25 currencies. Direct clearing covers SEPA, Faster Payments, DKK, CHF and PLN, and FX is offered alongside. BC-NOW brings these functions into one banking interface. The legal entity named is Banking Circle S.A., at 2 Boulevard de la Foire, Luxembourg.

Digital assets

Its public client directory includes crypto exchanges, market makers and stablecoin issuers, so the bank serves digital-asset institutions within the same framework.

Clients and pricing

Target verticals are PSPs, EMIs, banks and marketplaces. Pricing is institutional and negotiated.

Who it suits

Regulated payment firms that need direct access to clearing rails and local accounts across Europe and global corridors instead of relying on a chain of correspondents.