APEXX Global

APEXX Global is a payment orchestration platform that brings acquirers, gateways, BNPL providers and alternative payment methods into a single API. It was founded in 2016 and serves merchants in the United Kingdom, the EU, the United States, Latin America and Asia.

Products - APEXX Connect, the main integration layer; - BNPL aggregator, one contract for all BNPL providers; - Dynamic cascading, which retries a declined payment on another route; - Token vault; - FX routing; - More than 120 partners.

Commercial model Enterprise SaaS plus a fee for routing.

Why the BNPL aggregator matters Buy now, pay later options usually require a separate contract and integration for each provider. The company says it offers a specialised aggregator that connects all of them through one contract, so a merchant can add or swap providers without new legal work.

Who it suits Merchants and platforms with several acquirers or alternative payment methods who want to raise approval rates through cascading and keep card data in a token vault. Routing fees, supported markets per partner and onboarding time should be requested from the company.