Resumen
Zen Payments is a payment gateway and merchant service that sets up merchant accounts and supports high-risk processing. Its core audience is higher-risk businesses.
What a merchant account is
A merchant account is an account with an acquirer that receives revenue from card payments. Without one, a business cannot take cards directly. The company helps open it and connects it to processing.
High-risk merchants
Banks usually class as high-risk the industries with many refunds and chargebacks or complex regulation. Standard acquirers often decline such companies, so they need a partner that works with this category specifically. Terms for high-risk are usually stricter: higher rates, possible reserves and a more detailed business review.
What to keep in mind
The company says it serves higher-risk industries, but approval for a given business is not guaranteed and follows a review. Prepare your processing history, chargeback data and a description of your sales model, since they directly affect approval and pricing.
Terms
Countries, methods and fees are not published; they are provided once your application is reviewed.
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