P2P for the US: Zelle, Venmo and PayPal, 8.5% pay-in

A provider offers US P2P payments: players and customers pay through popular American transfer services, and the merchant is settled in a stablecoin. The US offer came out in June 2026.

Methods - Zelle: transfers between US bank accounts using the recipient's phone number or e-mail address; - Venmo: a mobile app for person-to-person transfers; - PayPal: an e-wallet.

In a P2P setup the customer sends money to a private individual assigned by the provider; for the customer it is an ordinary transfer in a familiar app.

Traffic Both FTD, new customers making a first deposit, and trusted, returning users with a payment history, are accepted. The channel works for acquisition as well as retention.

Fees - pay-in: 8.5%; - pay-out: 2%; - settlement: USDT, T+1.

Integration Two options are available: H2H, where the payment interface sits entirely on the merchant's side, and redirect, where the customer pays on the provider's page. Redirect is quicker to launch, while H2H gives more control over the cashier.

Who it suits The offer helps projects with an American audience where card acceptance is restricted for their vertical. The low 2% pay-out rate makes the channel convenient for withdrawals too, and next-day settlement simplifies liquidity management.