Resumen
Umsuka Capital is a Kenyan payment provider authorised by the Central Bank of Kenya. The regulator permits it to offer two services: mobile money and merchant payment processing.
Licence
The company was first licensed on 29 June 2023 and appears in the Central Bank of Kenya's public directory of authorised PSPs as of 17 June 2026. For a business, this means the provider operates under local regulation.
What the permitted services mean
- Mobile money: payments through phone-based wallets, the most widespread cashless method in Kenya.
- Merchant payment processing: accepting customer payments and settling funds to the seller.
Together these let a store or service collect money from Kenyan customers in the way they are used to.
Terms
Specific methods, pricing and countries served are not published. They need to be agreed during onboarding based on your business model.
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