Resumen
Transbank is an acquiring company from Chile. It accepts card payments for businesses in store and online, through POS terminals and payment links.
Methods and channels
- credit and debit cards;
- prepaid cards;
- POS terminals, including mobile POS;
- payment links for remote payment.
Settlement timing
- debit and prepaid cards: 24 business hours;
- credit cards: 48 business hours.
The difference comes from debit cards drawing on the shopper's account immediately, while credit card transactions go through a longer settlement cycle.
Mobile POS pricing
- credit cards: 2.29%;
- debit cards: 1.49%;
- hardware: 19,990 Chilean pesos.
Taxes and current contract terms need to be confirmed at onboarding, as the published rates apply to the mobile POS product.
Who it suits
Small businesses, tradespeople and mobile sellers in Chile who need an affordable terminal, as well as shops combining in-store and link-based sales.
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