Resumen
SumUp is a payment aggregator and PSP that helps small companies accept bank card payments. This profile focuses on the UK market.
Who it is for Typical clients are cafés and restaurants, retail shops, service businesses, hotels and hospitality. These are companies that need a quick start with cards, without complex integration or lengthy approvals.
UK pricing - Pay-as-you-go: 1.69% per transaction, GBP 0 monthly fee; - Payments Plus: 0.99% per transaction with a GBP 19 monthly subscription.
Choosing between them comes down to volume. With modest sales, paying only the percentage is cheaper; as turnover grows, the fixed GBP 19 pays for itself through the lower rate. As a rough guide, the subscription wins once monthly card volume exceeds about GBP 2,700.
Restrictions Rates and product availability depend on country, card type and product. Before signing up, check which cards the base rate covers and confirm when funds reach your account.
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