Resumen
SMJ Teratai is a Malaysian company that handles money transfers, currency exchange and corporate remittances. It runs its own mobile wallet, eWANG, and an agent network.
Products
- eWANG wallet — a mobile app for storing money, sending transfers and paying. Merchants can register to accept payments from the wallet.
- FPX top-ups — FPX is Malaysia's online payment system that moves money straight from internet banking.
- Bank transfers and cash pickup for recipients at a collection point.
- Agent and retail network — locations where customers can arrange transfers in person.
Who it suits
The service is aimed at people sending money from Malaysia, and at companies that need corporate remittances. Shops can sign up to accept eWANG payments.
Licence and legal entity
The operator is SMJ Teratai Sdn. Bhd. (Malaysia). The company's page lists licence 00408, classes A and D, valid until March 2025; check its current status before you start. Transfer and exchange pricing is not listed here.
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