Resumen
SimplePay is a payment provider and gateway that accepts bank cards and qvik payments. That is two different payment flows in a single integration.
Methods
- Bank cards — standard debit and credit card payments on a website or in an app
- qvik — an instant payment from the buyer's account via their banking app, with no card details entered
Why offer both
Cards remain the most universal method and suit foreign buyers. Instant bank payments such as qvik are convenient for local customers: the payment is confirmed in the banking app within seconds, and the merchant fee is often lower than for cards. Offering both options helps a store cut abandoned carts.
Payment gateway
The gateway sends payment details for authorisation and returns the result to the store. One integration is enough for the merchant to enable both methods.
Who it suits
- Online stores and services with a local audience that uses qvik
- Businesses adding instant payments to card acceptance
What to clarify
Coverage, pricing, settlement times and integration options are not published. Ask for card and qvik rates separately to see how much you could save by moving some buyers to instant payments.
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