Resumen
PhotonPay is a payment system founded in 2015. It gives businesses a global account for receiving funds and moving them out via bank transfers, SEPA, SWIFT and PayPay.
Methods
- bank transfers, including local ones;
- SEPA, euro transfers within Europe;
- SWIFT, international wires;
- PayPay, a popular Japanese mobile wallet.
Coverage
Asia (Hong Kong, China, Singapore, Malaysia, Thailand, Indonesia, Vietnam, India), the Middle East (UAE), Europe (UK, Poland, Czech Republic) and the Americas (US, Canada, Brazil).
Fees
- receiving funds into the global account — 0.3%;
- withdrawal to a wallet — 2% + 2 USD;
- local transfer — 3 USD;
- SWIFT (SHA) — 15 USD;
- SWIFT (OUR) — 45 USD.
With SHA, intermediary bank charges are split between sender and recipient; with OUR the sender pays them all, which costs more but delivers the full amount.
Legal entity
Photon Dance Limited, Hong Kong.
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