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PayJunction

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Resumen

PayJunction is a payment service provider offering embedded processing with no coding required. Payment acceptance plugs into a business's workflows without in-house development.

Who it is for

Core clients are veterinary clinics, dental practices and automotive businesses such as service centres, dealers and repair shops. Their needs are similar: payment at the front desk, prepayment against an invoice and sometimes payment by phone or link after a visit. Embedded processing removes double entry of amounts and reconciliation errors.

Pricing

  • card transactions from 1.49% + USD 0.15;
  • ACH account payments from 0.75%;
  • Enterprise clients and surcharge plans have separate terms.

The low ACH rate helps with large tickets such as car repairs or costly treatment, where an account transfer costs less than a card.

What to clarify

Available methods, settlement timing and hardware costs are not detailed publicly. Clinics and service networks with several locations should discuss Enterprise terms separately.

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