Resumen
Onpay is a payment aggregator that sets up website payment acceptance, invoicing and transfers to business bank accounts. Its clients include both companies and self-employed individuals.
Payment methods
- bank cards;
- SBP (Russia's Faster Payments System);
- electronic payments.
SBP is cheaper than cards and settles almost instantly, so it is worth offering to shoppers first.
Pricing
- SBP from 0.4%;
- platform withdrawal: 1% + 30 RUB;
- total cost depending on the channel: 1.4–6%.
The final price combines the channel fee and the withdrawal charge, so compare offers by the all-in rate.
Who it suits
The service fits small businesses and the self-employed who need to start taking payments quickly without their own bank integration: accept payments on a website or send the client an invoice. Onpay pays out to business accounts.
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