Resumen
iPay Africa provides a payment gateway, processing and billing for online stores, in-person sales and cash-on-delivery orders. The company names live operations in four African countries and develops the eLipa brand in other markets.
Payment methods
- M-PESA and Airtel Money mobile money;
- mobile banking;
- PesaLink — Kenya's instant interbank transfer network;
- QR codes;
- POS/PDQ terminals for card payments on the spot;
- bank cards.
One integration covers the online checkout, the courier with a terminal and the customer paying from a phone.
Coverage
Kenya, Uganda, Tanzania and Togo.
Licence
The operator is Fivespot Kenya Limited, listed in the Central Bank of Kenya's register. Its authorised services are mobile money and merchant payment processing; the first licence was granted on 25 October 2021.
Referral program
Individual and corporate partners refer businesses that, once vetted, are onboarded for payment collection, payouts and bill payments. The reward size is not stated in the public description.
What to clarify
Fees per method and settlement times are discussed during onboarding.
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