Resumen
InfinitePay is a Brazilian payment service for shops and small sellers. It combines a classic POS terminal, card acceptance on the smartphone itself and online payment by link, so a seller can take money in the store, on the road and in a chat with the customer.
Ways to accept
- Cards via a POS terminal.
- Tap to Pay — contactless card or phone payments over NFC right on the seller's smartphone.
- Pix — the instant payment system of Brazil's central bank.
- Payment links for sales through messengers and social media.
Pricing
Published rates for turnover up to BRL 20,000 a month with next-business-day settlement:
- debit cards — 1.37%;
- credit cards without instalments — 3.15%;
- Pix on the mobile terminal — free.
Higher turnover and instant settlement use a different rate card, quoted during onboarding.
Payouts
The seller chooses when to receive funds: on the next business day or right after the sale. Instant settlement is priced separately, so the choice comes down to whether the rate or the speed of cash matters more.
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