Resumen
IDM is a P2P processing service for accepting payments in Russia. It has operated since 2025 and offers three methods: classic (SBP fast payments and card-to-card), intra-bank transfers and payments via counterparties.
Rates
The base rate is 7%. By method:
- Classic (SBP/C2C): 6.5% to 8%, falling as the ticket grows: - ticket from 1,000 to 4,999 RUB: 8%; - 5,000 to 9,999 RUB: 7%; - from 10,000 RUB: 6.5%. - Counterparties: 7%. - Intra-bank: 6%.
The USDT conversion rate is taken from the Rapira exchange.
Limits
For the classic method, the minimum payment is 1,000 RUB and the maximum is 100,000 RUB.
Onboarding
- Takes up to 1 day.
- No KYC required.
- Security deposit from 1,200 USDT, working deposit from 1,000 USDT.
The security deposit covers possible disputes; the working deposit funds turnover, as the processor runs transactions from it.
Points to consider
The service's own website and legal entity are not confirmed. Before launch, clarify how deposits are returned and how disputed payments are handled, and scale traffic gradually.
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