Resumen
Hubtel is a payment acceptance and cash flow management platform for businesses in Ghana. It brings online and in-person payments together: mobile money, cards, bank transfers and invoice links.
Payment methods
- MTN MoMo, Telecel Cash, AT Money, the mobile money wallets that are the main cashless payment option in Ghana.
- Cards.
- Bank transfers.
- Payment links: an invoice is sent to the customer by messenger or email, and they pay without a website.
- POS for in-store acceptance.
Supporting all three mobile money operators matters: customers pay from whichever wallet they already have.
Onboarding and operations
Everything is managed through a web dashboard. Invoice links suit businesses without a website, and POS suits offline trade.
Regulation
The legal entity is Hubtel LTD, Ghana. The company is listed in the Bank of Ghana register with a PSP Enhanced licence. For a merchant, this means the provider's payment activity is supervised by the central bank.
What to clarify
Fees and payout times are not listed. Ask about the rate for each method and how quickly funds reach your account.
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