Resumen
eMerchantBroker is a provider that opens merchant accounts and connects payment gateways for businesses at different risk levels. Besides cards, the company processes electronic checks and accepts cryptocurrency.
Methods
- bank cards;
- eCheck, a direct debit from the customer's bank account;
- cryptocurrencies.
Industries
- CBD;
- adult content;
- vape products;
- video games;
- debt collection;
- nutraceuticals;
- travel.
Banks classify almost all of these niches as high-risk because of chargeback rates, regulatory limits or reputational risk. Alternative methods such as eCheck and crypto help these companies keep selling when the card channel is restricted.
Geography
The company serves merchants in the United States and the United Kingdom and states that it also works internationally.
What to consider
The company lists high-risk verticals itself, but approval of a specific business depends on review: documents, processing history and refund levels are checked. Pricing is not public; for high-risk merchants it usually depends on the niche, volume and dispute history.
If a card acquirer has already declined your business or closed your account, mention this in your request along with the reason. It helps the provider find a suitable partner bank and propose realistic terms.
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