Resumen
Easy Pay Direct is a merchant services provider with its own payment gateway. The company processes payments for e-commerce, SaaS services, information products and certain specialised industries, including higher-risk verticals.
Industries
- e-commerce;
- SaaS and subscription services;
- information products: courses, training, digital content;
- CBD;
- firearms;
- travel.
Banks treat many of these niches as high-risk because of high refund rates, complex regulation or a long gap between payment and delivery, as in travel. Traditional acquirers often turn such businesses down, so they look for processors that openly work with these categories.
What to consider
The company lists high-risk verticals itself, but approval of a specific merchant depends on underwriting: the business model, processing history and chargeback ratio are reviewed. Prepare statements and documents in advance to speed up the decision.
Terms
Pricing, onboarding times and geographic coverage are not public. Rates for high-risk merchants are usually set individually after a risk assessment.
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